City of Willoughby, Ohio Contractor Bond

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Who needs a contractor bond in Willoughby, Ohio?

The following contractors in Willoughby must register with the city and post a $25,000 surety bond:

  • General contractors (work may include siding, roofing, windows, fences, decks, sewers, waterproofing, concrete, asphalt paving, signs, or demolition)
  • Electrical contractors 
  • Plumbing contractors 
  • HVAC contractors 
  • Fire protection contractors 

Additionally, all contractors must provide the following:

  • Completed registration application
  • $100 registration fee
  • Certificate of liability insurance for $1 million listing the City of Willoughby as a certificate holder
  • Copy of a current state license (if an HVAC, plumbing, or electrical contractor)
  • Copy of a current fire marshal’s certificate (if a fire protection contractor)

You can find detailed requirements in the contractor registration packet.

Call ZipBonds at (888) 435-4191 to get bonded as quickly as possible. You can also check out our page on contractor license bonds in Ohio if you want statewide information.

Get Your Willoughby Contractor Bond:

How does a contractor bond work?

Contractor license bonds ensure that contractors meet all applicable regulations and codes of their obligee (City of Willoughby). The bond is a safeguard for clients. 

The contractor acts as the principal in the bond contract. The bond guarantees a client compensation if the contractor breaks licensing and permit laws that result in damages. The surety may cover any costs to settle a bond claim upfront, but the contractor is ultimately responsible for paying back the surety over time.

To acquire their bond, contractors don’t need to pay the full amount. They will instead pay a premium, a small percentage of the bond amount. ZipBonds can issue these bonds quickly for just $100.

Frequently Asked Questions

The Willoughby bond expires at the end of each calendar year. Ensure that your bond, registration, and insurance stay up to date to avoid lapses. See bond form preview.

Most likely, you will need a single bond. However, if your work covers multiple trades, you must provide a separate registration form and fee for each trade. You may also need additional license and permit bonds. You can verify your bonding requirements with the Willoughby Building Department or by calling ZipBonds.

Apply for Your Contractor Bond in Willoughby, OH

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.