City of Lorain Contractor Bond

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Who needs a contractor bond in Lorain, Ohio?

All contractors in Lorain, Ohio, must register with the city and post a $25,000 surety bond. Additional contractor requirements include:

  • Completing the registration application (included in the registration packet
  • Paying the $150 (residential) or $175 (commercial) registration fee 
  • Providing a copy of liability insurance with minimum coverage of $1,000,000

New applicants must also complete the following requirements:

  • List a minimum of five years’ work experience in the trade you are applying for.
  • Provide copies of at least three current contractor registration certificates from other local cities OR three written reference letters – signed and dated by references.

Complete contractor requirements are listed in the Lorain registration packet

Need to purchase or renew your bond ASAP? Give us a call at (888) 435-4191, and we’ll help you get bonded in a zip! You can also check out our page on contractor license bonds in Ohio for state-specific information.

Get Your Lorain Contractor Bond:

How do contractor license bonds work?

A contractor license bond ensures that clients receive satisfactory work from contractors. By signing the bond, contractors promise to work according to the standards and regulations of the obligee (City of Lorain). Clients can file a claim for damages if a contractor doesn’t follow the agreement entirely. The surety will initially pay out approved claims, but contractors are responsible for paying back claims in full, up to the total bond amount.

To acquire your bond, you’ll pay a small percentage of the penal sum, known as a bond premium. ZipBonds can process these bonds quickly, with premiums starting at just $100.

Frequently Asked Questions

The bond term is one year, and the renewal deadline will be the same as your contractor registration deadline.

Typically, only a single license bond is required. However, if you work in multiple trades, you will likely need a bond for each trade you work in. Carefully read the registration packet requirements to guarantee your compliance.

Apply for Your Contractor Bond in Lorain, OH

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.