Town of Ramapo, New York, Contractor License Bond

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Who needs a contractor license bond in Ramapo, New York?

All sewer license contractors must become licensed with Ramapo and obtain a $10,000 surety bond. Sewer contractors must also provide the following:

  • $100 license fee payment
  • Public liability insurance ($50,000/$100,000)
  • Property damage insurance ($5,000)
  • Workmen’s compensation insurance (if there’s more than one employee)
  • A permit as needed

Complete contractor requirements are listed on the permits & license section of Ramapo’s website.

If you’re not sure if this bond applies to you, give us a call at (888) 435-4191 and one of our agents will be more than happy to help. You can also check out our page on New York contractor bonds for state-specific information.

Get Your Ramapo Contractor License Bond:

How do contractor bonds work?

A contractor license bond ensures clients receive satisfactory work from contractors. By signing the bond, contractors state that their work will conform to the standards and regulations of the obligee (Town of Ramapo). Clients can file a claim for damages if a contractor doesn’t meet all parts of the signed agreement. The surety will initially pay out approved claims to clients, but contractors must later pay back any claims against them in full. 

You’ll pay a premium to obtain your bond, which is a percentage of the penal sum. ZipBonds can often process your bond the same day as applying – and premiums begin at just $100.

Frequently Asked Questions

Bonds often require annual renewal and typically expire on December 31. You can verify your bond renewal date on the bond form. Your bond must remain in effect for the entire length of the project you’re working on.

The bond amount is the total amount a client can request in case of a claim. Clients may seek other means of compensation if a claim exceeds the full bond amount.

Apply for your Contractor Bond in Ramapo, NY

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.