Columbia, Missouri Contractor License Bond

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Who needs a contractor license bond in Columbia, Missouri?

Several contractors working in Columbia need surety bonds for their work. The types of work requiring bonds are listed below, along with the bond amount for each:

  • Demolition of utility connections: $2,000 bond
  • Master plumber: $10,000 bond
  • Moving a building or structure: $5,000 bond
  • Building contractor: At least double the estimated cost of damages if they occur, as determined by the city manager

These bond amounts are listed in Chapter 6 of the Columbia Code of Ordinances. Additional requirements for all contractors in Columbia are as follows:

  • Obtain a business license with the city.
  • Pay the $30 application fee.
  • Show proof of worker’s compensation insurance, listing the City of Columbia as the certificate holder.

Need help getting started? Call us at (888) 435-4191 and a ZipBonds agent will be happy to assist you. You can also check out our page on contractor license bonds in Missouri for state-specific information.

Get Your Columbia Contractor License Bond:

How does a contractor license bond work?

A contractor license bond holds contractors accountable for fulfilling all client obligations. By signing the bond agreement, contractors state that they’ll abide by the standards and regulations of the obligee (City of Columbia). 

Clients may file a claim if a contractor’s work doesn’t meet these standards. The surety will initially pay out an approved claim, but contractors are ultimately responsible for paying back claims up to the total bond amount. 

To acquire your bond, you will pay a premium – a small percentage of the penal sum. Often, ZipBonds can issue these bonds instantly for as low as $100.

Frequently Asked Questions

Usually, you will only need one license bond. However, there are some instances where a local and a state bond may be required. Read the municipality requirements carefully to ensure you follow all applicable regulations.

Contractor license bonds often have one-year terms. The renewal date for your bond will be listed on the bond form. You must renew your bond before the expiration date and keep your license up to date to remain in good standing.  

Apply for Your Contractor Bond in Columbia, MO

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.