St. Louis County Contractor License Bonds

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Who needs a contractor license bond in St. Louis, Mississippi?

Both St. Louis County and the City of St. Louis have specific contractor requirements. St. Louis County requires bonds from the following contractors (each through the County Public Works Department):

  • Mechanical contractor (registered): $10,000 bond
  • Mechanical contractor (licensed): $10,000 bond
  • Electrical contractor: $10,000 bond

The City of St. Louis requires the following contractor bonds.

All contractors and subcontractors in the City of St. Louis must also obtain a graduated business license. A separate license is needed for each location of your business in the city and for each trade name your business operates under. The City of St. Louis has additional requirements for construction and demolition contractors. 

Need help? Call ZipBonds at (888) 435-4191 to speak with one of our agents. You can also check out our page on contractor license bonds in Missouri for state-specific information.

Get Your St. Louis Contractor License Bond:

How does a contractor license bond work?

A contractor license bond ensures that contractors fulfill all obligations of their proposed work. In signing the bond agreement, contractors agree to follow the standards and regulations of the obligee (City of St. Louis or St. Louis County). Clients can file a claim for compensation if their contractor breaks the bond agreement in any way. The surety company initially pays out all approved claims, but contractors are responsible for paying back claims in full. 

ZipBonds can issue contractor license bonds instantly for as low as $100 per year.

Frequently Asked Questions

License bonds typically have one-year terms and must be renewed before they expire. The renewal date will be listed on your bond form. 

Typically, you’ll only need one contractor license bond to operate your business legally. However, there may be some instances where you need both local and state bonds. Read your municipality’s requirements carefully to ensure you’re following all laws and regulations. 

Apply for Your Contractor Bond in St. Louis, MS

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.