Saint Paul Contractor License Bonds

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Who needs a contractor license bond in St. Paul, Minnesota?

All residential building contractors and residential remodelers in St. Paul performing general building or remodeling on a structure with four or fewer dwelling units (including detached garages) must be licensed. The city accepts the State of Minnesota residential building contractor license.

One of the requirements to complete the license application is a $2,500 license, permit, and performance bond (see form preview). Additional requirements are as follows:

You can find complete contractor license requirements and details on the city website and the Minnesota Department of Labor website.

Need help? Give us a call at (888) 435-4191 and we’ll be happy to help you with the process! You can also check out our page on contractor license bonds in Minnesota for statewide requirements.

Get Your Saint Paul Contractor Bond:

How does a contractor license bond work?

A contractor license bond ensures that contractors meet all applicable regulations and codes of the obligee (the City of Saint Paul). If the contractor fails to follow the bond agreement in any way, clients can file a claim to receive compensation.

To obtain your contractor bond in Saint Paul, you’ll pay a premium – a percentage of the bond amount. ZipBonds can often issue bonds quickly at a typical annual premium of $100.

Frequently Asked Questions

You can generally avoid claims by working professionally and communicating well with clients. You should answer any client complaints efficiently and to the client’s satisfaction. Doing these things can help you avoid a costly claim situation.

Absolutely. We don’t need to run a credit check for this type of bond.

Apply for Your Contractor Bond in Saint Paul, MN

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.