Minnesota Contractor License Bond

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What is a contractor license bond in Minnesota?

Minnesota contractor license bonds ensure contractors act as legally compliant professionals, following all rules and regulations regarding building codes, taxes, etc. If a contractor breaks the law, the surety bond helps protect parties that may suffer harm or experience devastating financial effects.

Minnesota contractor license bonds are contracts between three entities:

  • The contracted company (the principal)
  • The city requiring the bond for the work taking place in their area (the obligee)
  • An organization taking on the responsibility for incidents that may occur (the surety)

Learn more about how contractor license bonds work in our complete guide.

Get a Minnesota Contractor License Bond:

Who needs a contractor license bond in MN?

Minnesota requires some contractors to obtain a bond as part of the licensing process. The type of bond and amount needed may vary depending on the specific work. Contractors completing these types of work may need to secure a surety bond to work in cities like Minneapolis, St. Paul, and Coon Rapids:

  • Electrical
  • Plumbing
  • Roofing
  • HVAC
  • Gas
  • Refrigeration

Minnesota Contractor Bond Requirements

An additional benefit of completing your Minnesota contractor license is a listing in the Minnesota Department of Labor and Industries database. Customers and clients often check the database for contractor prospects to ensure their licensing and registration requirements are current.

Several cities and counties require contractors to obtain a contractor license bond. If you plan to work in any of these areas, you may need to secure a surety bond:

  • Bloomington
  • Brainerd
  • Burnsville
  • Coon Rapids
  • Eden Prairie
  • Mendota Heights
  • Minneapolis
  • Minnetonka
  • Mower
  • St. Paul

The bond amount needed varies by contractor type and location but typically ranges from $5,000 to $25,000. The cost of your bond may be as low as $100. Find out if your business needs a surety bond by contacting your local governing organization or a trusted surety provider like ZipBonds.

Get Your Contractor License Bond in Minnesota

ZipBonds is the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email support@zipbonds.com or call 888.435.4191 to speak with an agent directly.


About ZipBonds.com

Founders Ryan Swalve and Zach Mefferd formed the vision for ZipBonds.com when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.