Rochester, MN – Contractor License Bonds

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Who needs a contractor license bond in Rochester?

All contractors working in Rochester, Minnesota, must post a $10,000 contractor license bond. Additional requirements include:

  • Submitting a completed contractor application (here’s a sidewalk contractor example)
  • Paying a license fee of $80
  • Supplying proof of worker’s compensation (unless exempt)
  • Providing an insurance certificate for general liability and vehicle liability coverage 

If you need help, you can call ZipBonds at (888) 435-4191. One of our agents will be happy to help you with the bonding process. You can also check out our page on contractor license bonds in Minnesota for statewide requirements.

Get Your Rochester Contractor License Bond:

How does a contractor license bond work?

The bond guarantees that contractors meet all applicable regulations and codes of the obligee (the City of Rochester). If the contractor fails to follow the bond agreement, clients can file a claim to request compensation.

To obtain your contractor bond in Rochester, you’ll pay a premium, a small percentage of the full bond amount. ZipBonds can issue these bonds quickly for a typical premium of $100 annually.

Frequently Asked Questions

You can generally avoid claims by working professionally and communicating effectively with clients. Answer any client complaints quickly and to the client’s satisfaction to prevent resolvable issues from becoming costly claims.

Definitely! We don’t need to do a credit check for this bond. 

Apply for Your Contractor Bond in Rochester, MN

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.