City of Hermantown, Minnesota – Contractor License Bonds

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Licensed contractor with a bond in Hermantown MN

Who needs a contractor license bond in Hermantown, Minnesota?

Excavation contractors working in Hermantown must obtain a $5,000 surety bond as part of the contractor license application. Other requirements, listed in full on the license application, include:

  • Proof of insurance with a combined single limit of coverage of at least $1,000,000
  • A Hold Harmless Agreement included in the application
  • A $175 license fee

Other contractors in Hermantown may be subject to contractor license bond requirements set by the State of Minnesota

Need help with the process? You can speak with a ZipBonds agent by calling us at (888) 435-4191. We’re always happy to help!

Get Your Hermantown Contractor License Bond:

How does a contractor license bond work?

A contractor license bond guarantees that contractors will fulfill their obligations – as outlined in the bond agreement. Contractors must uphold the standards and regulations set by the obligee (City of Hermantown). Clients can submit a claim to cover the damages if a contractor performs faulty or insufficient work. The surety initially pays out claims, but contractors are responsible for repaying them in full.

You don’t have to pay the full bond to get your contractor license bond. Instead, you’ll pay a premium, a small percentage of the bond. ZipBonds offers many contractor bonds for just $100 and can issue them instantly – without pulling credit information.

Frequently Asked Questions

In most cases, only one bond is required. The requirements listed by municipalities generally cover everything you need to work in that city or county. However, in some cases, you may need local and state bonds. Ensure you understand the requirements in your region.

Typically, a bond is active for one year and must be renewed annually by a specific date. Renew your bond by the date listed on your bond form each year to maintain compliance in your area and remain in good standing.

Apply for Your Contractor Bond in Hermantown, MN

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.