Brainerd, Minnesota Contractor License Bond

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Who needs a contractor license bond in Brainerd, MN?

The City of Brainerd requires all contractors within city limits to obtain a $5,000 surety bond before beginning work. The following contractors must also obtain a license through the city:

Residential projects

  • Mechanical
  • Plumbing
  • Specialty

Non-residential projects

  • Excavation
  • Fire suppression
  • Framing/drywall
  • General contractors
  • Insulation
  • Masonry
  • Mechanical
  • Overhead door installers
  • Plumbing
  • Roofing
  • Sign contractors

Not sure where to start? Call ZipBonds at (888) 435-4191 to discuss your contractor requirements with one of our agents. You can also check out our page on contractor license bonds in Minnesota for statewide requirements.

Get Your Brainerd Contractor License Bond:

How does a contractor license bond work?

A contractor license bond protects clients from damages due to faulty contractor work. The bond ensures that contractors will meet all applicable regulations and codes of the obligee (the City of Brainerd). If the contractor fails to follow the bond agreement fully, clients can file a claim to receive compensation.

To obtain your $5,000 contractor bond in Brainerd, you’ll pay a percentage of the bond amount – called a premium. ZipBonds issues many contractor bonds instantly for as low as $100 per year.

Frequently Asked Questions

You can often avoid claims by working professionally and communicating effectively with clients. Try to address any client complaints quickly and to the client’s satisfaction to prevent resolvable issues from becoming costly claims.

Absolutely. Because of the simple underwriting, we don’t even need to pull your credit for this bond.

Apply for Your Contractor Bond in Brainerd, MN

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.