City of Muncie Contractor Bond

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Who needs a contractor bond in Muncie, IN?

The following contractors may need a license and bond to work in Muncie, Indiana:

  • Heating and cooling contractors
  • Demolition contractors
  • Plumbing contractors
  • Mechanical contractors

In addition to the city bond, contractors may have additional requirements from Vermilion County and the State of Indiana. Check out our Indiana contractor license bond page for state-specific information. You can also call us at 888-435-4191 to speak directly with one of our agents.

Get Your Muncie Contractor License Bond:

How does a contractor license bond work?

A contractor license bond is an agreement between a contractor, a municipality (City of Muncie), and a surety to ensure the contractor follows local building codes and does quality work. If the contractor fails to meet the bond terms and their work leads to damages – including the destruction of buildings or injury to persons – the injured party may file a claim. If the claim is valid, the surety will settle it and compensate the claimant. However, the contractor must repay the surety in full.

It is illegal to operate a construction business without a contractor license bond when required by law, as stated in the Muncie city ordinances. The City of Muncie oversees all construction activities and administers licenses to local contractors.

To complete your Muncie contractor license application for the city, you must secure a $5,000 bond from a trusted surety provider like ZipBonds. Since contractor license bonds are common and have simple underwriting, we often approve applicants instantly and provide contractor bonds for as low as $100.

Apply for Your Contractor Bond in Muncie, IN

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.