Indiana Contractor License Bond

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What is an Indiana contractor license bond?

Several cities and counties in Indiana require contractors to secure a surety bond to conduct work in their area. This may include the cities of Indianapolis, Hammond, and Lafayette. Contractor license bond requirements may vary by location. They ensure contractors act as legally compliant professionals, following the rules and regulations of their industry.

Common claims against contractor license bonds are often actions violating the Indiana Administrative Code, such as:

  • Dishonestly performing work and causing damages or losses
  • Not paying subcontractors, suppliers, and laborers for work they have provided 
  • Failing to pay taxes and fees to the state of Indiana

If a contractor breaks the law, the surety bond helps protect parties that suffer harm or experience devastating financial effects. Indiana contractor license bonds are contracts between three entities: 

  • The contracted company (the principal)
  • The city requiring the bond for the work taking place in their area (the obligee)
  • An organization taking on the responsibility for incidents that may occur (the surety)

Learn more about how contractor license bonds work in our complete guide.

Get Your Indiana Contractor License Bond:

Indiana Contractor License Bond Requirements

Preliminary Process

Start by filing an Indiana Contractors License application with the Indiana Secretary of State. For compliance as a business entity, you must register with the Indiana Department of Revenue. If your business has employees, you may also need to register with the Indiana Department of Workforce Development.

Steps to Getting Your Contractor’s License 

After completing the preliminary process, you may find that cities and counties have additional requirements for you to work as a contractor legally. These may include:

  1. Applying for a local Indiana contractor license
  2. Securing general liability and workers’ compensation insurance
  3. Submitting a criminal history record form or agreeing to a criminal background check
  4. Providing reference letters
  5. Paying a licensing/application fee
  6. Securing an Indiana contractor license bond

Securing Your Surety Bond

Generally, Indiana municipalities require contractors to secure a surety bond for $5,000, $10,000, or $20,000, depending on the location. If you plan to operate your business in any of the following cities or counties, find out if you need a surety bond by contacting your local governing organization (or ZipBonds).

Here are the license bonds required for various locations.

$5,000 Surety Bond 

  • Hammond
  • Lafayette
  • Lawrence
  • Munster
  • Portage
  • Pulaski
  • Randolph
  • Winfield
  • Lake County
  • Porter County
  • Pulaski County
  • Randolph County

$10,000 Surety Bond 

  • Beech Grove
  • Indianapolis
  • Independence Hill
  • Lebanon
  • Shelbyville
  • Southport

$20,000 Surety Bond

  • Hendricks
  • Johnston

Get Your Contractor License Bond in Indiana

ZipBonds is the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.