What Is the SBA Surety Bond Program?
The SBA Surety Bond Guarantee (SBG) Program helps small and emerging contractors qualify for bid, performance, and payment bonds when they might not meet standard underwriting requirements.
The SBA guarantees up to 90% of the bond, allowing sureties like ZipBonds to confidently approve more contractors.
2024 Program Updates
- New Contract Limits: Up to $9 million for all projects and $14 million for federal contracts
- Faster Approvals: Streamlined processing for qualified small businesses
- Expanded Access: More small contractors can now compete for public and private work
Who Qualifies?
The SBA program is ideal for:
- Contractors with limited financial history
- Businesses with less-than-perfect credit
- Firms needing bonds for larger projects than ever before
- Newer companies with solid skills but not enough working capital
Why Work with ZipBonds
We specialize in helping small businesses get to “yes.” Our team explores every solution — SBA support, collateral options, or our proprietary Zip Score — to get you bonded fast.
- In-house underwriting experts
- Direct SBA program access
- Focus on relationships, not just credit
- Simplified online applications
Solutions Beyond the SBA
We also offer the following options for harder-to-place bonds.
- Collateral programs
- Funds control
- Subcontractor bonds back
- Cosigner
Results for Contractors
- Win more bids and grow your business
- Build your bonding history and reputation
- Qualify for larger projects over time
- Partner with a surety that finds creative paths to “yes”
Get Started with ZipBonds
Apply in minutes at zipbonds.com. Or contact us via phone or email.
- support@zipbonds.com
- (888) 435-4191