Bonded Title: Utah

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What is a bonded title in Utah?

A Utah bonded title is a certificate of title for a vehicle with a surety bond attached. The surety bond is required to guarantee that you’re the true owner and offer protection for parties that may suffer if you aren’t. You can purchase insurance and sell your car in Utah legally with a bonded title.

The surety bond (title bond) protects previous owners, actual owners, and lienholders financially. If one of these parties comes forward claiming that you’re not the rightful owner or you owe them money, you must settle the claim. If you refuse, your surety will settle it for you, but you must repay them in full.

Get Your Utah Title Bond:

Quick Takeaways

  • A bonded title is a certificate of title for a vehicle with a surety bond attached.
  • In Utah, if you have “insufficient evidence of ownership,” you may need a bonded title
  • The surety bond (title bond) protects previous owners, current owners, and lienholders financially.
  • First, contact your local DMV to ask if you need and qualify for a bonded title, then proceed with the process below to apply.

Who needs a Utah bonded title?

If you have “insufficient evidence of ownership,” you may need a bonded title in Utah. This can occur if you purchase a car and the seller doesn’t give you the original title. It may also happen if you lose your title before transferring ownership to your name or your title is defective or incorrectly assigned.

If you had a title in your name and lost it, simply apply for a duplicate title in Utah instead – a more straightforward process.

How to Get a Bonded Title in Utah

First, contact your local DMV to ask if you need and qualify for a bonded title. If you do, proceed with the process outlined below to ensure you have everything you need to apply successfully.

1. Printed Digital Photos

Take photos of all sides of your vehicle to convey the condition. Take pictures of the inside and outside. Print out your images (in color if possible).

2. Ownership Statement Form (TC-569A)

Fill out an Ownership Statement form to explain why you don’t have a title and how you acquired your car. Also list any liens on the vehicle (if applicable), your vehicle’s title and registration history, and a detailed description of your vehicle’s current condition.

3. VIN Inspection

Take your vehicle to any of the following locations for a VIN inspection.

  • DMV Branch Office
  • Certified Safety/Emission Station
  • Utah Law Enforcement location

4. Bill of Sale or Release of Ownership Documents

If you have a bill of sale, release of ownership document, or another applicable document (like a repair receipt), include it in your application.

5. Application for Registration/Title Form (TC-656)

Fill out the Application for Registration/Title form for your vehicle.

6. Certified Mail

If applicable, include the original returned certified mail (unopened) to lienholders, financial institutions, or dealers, along with a copy of the letters and returned original certified mail cards.

7. Title Bond

The Utah DMV will notify you if you need a surety bond. Generally, you will need a surety bond if your car is worth over $1,000 and you cannot fully complete your Ownership Statement. Your photos may also justify the need for a bond.

Your title bond must be twice the value of your vehicle. You can get a title bond from a surety provider licensed to conduct business in Utah, like ZipBonds.

8. Completed Application

Once you have all your documentation compiled, make copies of everything, and then submit your complete application to:

DMV/Miscellaneous Services

210 N 1950 W

Salt Lake City, UT 84134

Alternatively, you can send your application online by scanning and emailing it to Once your application is approved, you’ll receive your Utah bonded title in the mail.

How much does a Utah bonded title cost?

Utah title bonds are quickly issued, typically cost around $100, and have a 7-year bond period. After the bond expires, there is no requirement for the bond. You will be eligible for a standard certificate of title.

Get a Title Bond in Utah

The experts at ZipBonds can help you obtain the bond you need. You can connect with one of our team members by calling 888-435-4191 or emailing us at We’ll walk you through the process for title bonds to help you get bonded in a flash.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.