How to Get an NH Bonded Title

A bonded title proves that you’re the valid owner of your vehicle. It guarantees that you have taken the required steps with New Hampshire DMV to obtain a certificate of title legally. Without a title, you can’t insure, register, or sell your car.

The bond attached allows anyone with a financial interest in your vehicle to come forward and file a claim. If you aren’t the true owner or owe them money, you must pay to settle the claim. If you can’t or won’t, your surety will resolve it for you. You must later repay them in full.

Your bond must remain active for three years. If no one files a claim against you during that time, you can apply for a regular title when the bonded title expires.

First, contact your local New Hampshire DMV to ensure you need and qualify for a bonded title. Your DMV will do a record search of your vehicle to determine previous owners and (if applicable) any active liens on your car.

If the previous owner appears as the title owner, you must send them certified mail asking them to sign the title over to you. If there’s a lien on your vehicle, you must send a certified letter to the lienholder and ask them to lift the lien. You won’t qualify for a bonded title until the lien is released.

Once this initial step is complete, follow this process to complete your New Hampshire title application.

1. Get a title bond.

Your title bond must be 1.5 times the current value of your vehicle. So if your car is worth $3,000, you will need a $4,500 bond. You can get a New Hampshire title bond with a trusted surety provider like ZipBonds.

2. Visit your local city clerk’s office to request a bonded title application.

You will fill in basic information such as your VIN, name, address, required bond amount, and your car’s year, make, and model.

3. Submit your application and title bond documentation to a local DMV.

You must pay a title fee when you apply. Once your application is approved, you’ll receive your NH bonded title.