What is a bonded title in Hawaii?
A Hawaii bonded title is a vehicle title with a surety bond (called a title bond) attached. You may need a bonded title if you never received one when you bought your car or the title was improperly assigned to you.
By obtaining a bonded title, you ensure that you’re the proper and sole owner of your vehicle and that you acquired it legally. If someone else is the valid owner, they may make a claim on your title bond.
Get Your Hawaii Title Bond:
- A Hawaii bonded title is a vehicle title with a surety bond attached to it.
- By obtaining a bonded title, you guarantee that you are the proper and sole owner of your vehicle and that you acquired it legally.
- If your title was stolen or lost, you’ll need a replacement title rather than a bonded title.
- Many title bonds only cost $100 for a three-year term.
Who needs a bonded title in Hawaii?
If you bought your car without receiving a title, you might need to apply for a bonded title. Here are some other situations where a bonded title may be necessary:
- The title you received when you bought your car was improperly assigned.
- You lost your car title before someone officially transferred it to you.
Lost or Stolen Vehicle Titles in Hawaii
You shouldn’t need a bonded title in Hawaii if your title was lost or stolen. Instead, you’ll need to obtain a replacement title. The vehicle must be currently titled in Hawaii with your name on the original certificate.
How to Get a Hawaii Bonded Title
Follow this process to obtain a bonded title in Hawaii.
1. Contact your local Department of Motor Vehicles.
Hawaii doesn’t have a statewide DMV. Contact your local DMV to determine your specific requirements if you’re facing any of the previously mentioned circumstances.
2. Ask your DMV to search vehicle records.
Your DMV can determine if there are previous records on your vehicle or if it has a clean record. If your car has a lien (meaning someone else has the legal right to possess it until a debt is paid), you may need to contact the previous owner. Once the lien is released, you may proceed to step 3.
3. Fill out a bonded title application with your local DMV.
Before you can apply for a title bond with a surety provider, you must fill out an application to receive a bond form listing the bond amount required by your state.
Once your application is approved, the state will tell you what bond amount you need. Here are the standardized amounts that a surety must underwrite for you.
- Trailers: $5,000 – $25,000
- Passenger vehicles and pickup trucks: $10,000 – $50,000
- Trucks, buses, and recreational vehicles: $25,000 – $100,000
- Motorcycles: $5,000 – $25,000
- Manufactured homes: $25,000 – $50,000
The newer your car, the more significant your bond amount.
4. Get your surety bond.
Once you reach this stage, you can apply for and obtain your title bond from a surety provider like ZipBonds. Once you receive your bond, sign it, and send it with your bonded title application to the DMV. After the DMV approves your application, they can issue your bonded title.
Frequently Asked Questions
No. Your title bond will be valid for three years. If no one files a claim on your bond during this time, your bond will expire, and you may apply for a standard certificate of title.
The cost of your title bond will depend on the amount required (based on the age and type of your vehicle). Title bonds often start as low as $100 for a three-year term. The bonding process for these types of bonds is quick and straightforward. Title bonds can often be issued instantly.
Get a Title Bond in Hawaii
The experts at ZipBonds can help you obtain the bond you need. To connect with one of our team members, please give us a call at 888-435-4191 or email us at firstname.lastname@example.org. We’ll walk you through the process for title bonds to help you get bonded in a flash.
Founders Ryan Swalve and Zach Mefferd formed the vision for ZipBonds.com when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”
Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.