What is a Georgia title bond?
A Georgia title bond is a surety bond for those who don’t have a valid certificate of title for their vehicle. It guarantees others that you obtained your car legally and ethically. A title bond can go by other names like a certificate of title bond, DMV bond, and defective title bond.
What is a bonded title in Georgia?
A bonded title (a title with a surety bond attached) allows you to claim ownership of your car so you can legally register, insure, or sell it. The Georgia Department of Revenue requires you to obtain a bonded title if someone stole the original title to your car before you could register it in your name or if you never received a title from the seller.
To qualify for a bonded title, you must be a legal resident of Georgia and require a Georgia title. Your car can’t be a 1985 model or older or an abandoned vehicle.
Get Your Georgia Title Bond:
- A bonded title allows you to claim ownership of a vehicle without a title.
- The Georgia Department of Revenue requires you to obtain a bonded title if someone stole the original title to your car before it was transferred to your name or you never received a title from the seller.
- Georgia title bonds often cost as low as $100 and have a four-year bond period.
Who needs a bonded title and why?
If you purchased your car without a valid certificate of title, you may need a bonded title. If your title is defective or was stolen before you have had a chance to transfer it to your name, you may need a bonded title.
How do you obtain a bonded title in Georgia?
Follow this process to obtain your bonded title in Georgia successfully.
- Complete the Form MV-1 Title/Tag Application.
- Get your title bond (MV-46 Motor Vehicle Certificate of Title Bond). Your surety must underwrite your bond for two times the average retail value of your vehicle (but it can’t be written for less than $5,000). Obtain the current retail value from the Georgia Department of Revenue.
- Complete the Form MV-46A Certificate of Title Bond Affidavit.
- Obtain a completed Form T-22B Certification of Inspection. A law enforcement officer will fill out this form for you during the inspection of your vehicle. If this form indicates that your serial plate is missing, you must complete Form T-128 Missing Serial Plate Affidavit.
- Include the report from the National Motor Vehicle Title Information System. If the report states that the title of record is from another state, you must include a certified title history with your application from the state of issuance. If the certified title history indicates a lien or security interest, complete Form T-4 Notice of Satisfactory of Security Interest of Lien Holder Affidavit.
- Include any available ownership papers you possess with your application. Submit all the documents at a County Tag Office.
- Pay an $18 title fee.
- Once your application is reviewed and approved, you will receive your bonded title.
Georgia title bonds often cost as low as $100 and have a four-year bond period. After the four years is up, the bond will expire, and there will be no further requirement.
Your bond must be in the amount of two times the current market value of your vehicle. The minimum bond amount in Georgia is $5,000. To verify the amount you need for your bond, contact the Georgia Department of Revenue.
Get a Title Bond in Georgia
The experts at ZipBonds can help you obtain the bond you need. To connect with one of our team members, please give us a call at 888-435-4191 or email us at firstname.lastname@example.org. We’ll walk you through the process for title bonds to help you get bonded in a flash.
Founders Ryan Swalve and Zach Mefferd formed the vision for ZipBonds.com when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”
Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.