Georgia Title Bond

If you purchased your car without a valid certificate of title, you may need a bonded title. If your title is defective or was stolen before you have had a chance to transfer it to your name, you may need a bonded title.

Follow this process to obtain your bonded title in Georgia successfully.

• 1. Complete the Form MV-1 Title/Tag Application.
• 2. Get your title bond (MV-46 Motor Vehicle Certificate of Title Bond). Your surety must underwrite your bond for two times the average retail value of your vehicle (but it can’t be written for less than $5,000). Obtain the current retail value from the Georgia Department of Revenue.
• 3. Complete the Form MV-46A Certificate of Title Bond Affidavit.
• 4. Obtain a completed Form T-22B Certification of Inspection. A law enforcement officer will fill out this form for you during the inspection of your vehicle. If this form indicates that your serial plate is missing, you must complete Form T-128 Missing Serial Plate Affidavit.
• 5. Include the report from the National Motor Vehicle Title Information System. If the report states that the title of record is from another state, you must include a certified title history with your application from the state of issuance. If the certified title history indicates a lien or security interest, complete Form T-4 Notice of Satisfactory of Security Interest of Lien Holder Affidavit.
• 6. Include any available ownership papers you possess with your application. Submit all the documents at a County Tag Office.
• 7. Pay an $18 title fee.
• 8. Once your application is reviewed and approved, you will receive your bonded title.

Georgia title bonds often cost as low as $100 and have a four-year bond period. After the four years is up, the bond will expire, and there will be no further requirement.

Your bond must be in the amount of two times the current market value of your vehicle. The minimum bond amount in Georgia is $5,000. To verify the amount you need for your bond, contact the Georgia Department of Revenue.