Connecticut Bonded Title

As a vehicle owner without a title, you will need a bonded title to claim legal ownership of your car. By obtaining a surety bond, you are pledging that you purchased your vehicle under legal circumstances and are the true owner – even though you don’t have the original title.

The surety bond covers the state, previous owners, lienholders, and anyone who may purchase the vehicle after you. If you obtained the car illegally (i.e., stole it), then one of these parties may file a claim on your bond if they suffered financially as a result. Your surety will cover valid claims for you upfront, but you must repay them in full.

1. Ask the DMV if you need a bonded title.

Confirm with the Connecticut DMV that you need and are eligible for a bonded title, then follow this process to obtain one successfully. In general, you’ll need a title if you purchased your vehicle in CT and it’s less than 20 years old.

2. Obtain a surety bond.

Your Connecticut title bond amount must be twice the appraised value of your vehicle. To learn your vehicle’s appraised value, you can use NADAguides.com or Kelley Blue Book. Purchase your bond from a reputable surety provider like ZipBonds. We can issue title bonds quickly – often for $100.

Here’s the surety bond form:

• Surety Bond – Certificate of Title

Once you apply and pay for your bond, you can print it instantly and then submit your bonded title application.

3. Submit your Connecticut bonded title application.

Submit your application along with your title bond to your nearest DMV. Once your documents are reviewed and approved, you should receive your bonded title in the mail. You can legally register, insure, or sell your vehicle once you have it.