Mississippi Notary Bond
What is a Mississippi notary bond?
Mississippi law requires all notaries in the state (current or prospective) to post a $5,000 notary bond for their 4-year commission term. The bond serves as a financial guarantee that the notary will fulfill all duties under the law and won’t engage in fraudulent or illegal activities. In short, it protects the public from monetary losses if the notary makes a mistake or violates their surety contract.
Get Your Notary Bond in Mississippi:
How much does a $5,000 Mississippi notary bond cost?
Notaries must use this bond to guarantee the State of Mississippi that they will pay any losses incurred by the public up to $5,000. Your bond will cost a fraction of that price.
ZipBonds offers $5,000 notary bonds with or without errors and omissions insurance for $100. You can apply online for instant approval (without a credit check) or by calling (888) 435-4191.
Who needs a notary surety bond in Mississippi?
Anyone wishing to become a notary public in Mississippi must obtain a $5,000 notary bond. The bond protects the public from errors or misconduct during notarization and provides a financial safeguard if a notary public violates the law.
How do I file my notary bond?
To obtain a notary bond, applicants must find a reputable Mississippi bonding agency authorized to issue notary bonds in the state (like ZipBonds). The applicant must provide basic information, including their name, address, and information about their notary public commission. Once approved, the surety provider will issue the bond!
To continue working as a notary public, you must renew your bond before your 4-year commission ends. ZipBonds will notify you before your bond expires so you won’t miss the deadline!
How do I become a notary public in Mississippi?
The Mississippi Secretary of State only allows for traditional notaries. The state has not yet passed laws for remote online notarization. Here’s an overview of the notary application process to get you started:
- Meet basic eligibility requirements (age minimum, ability to read and write in English, Mississippi residency, etc.).
- File an application with the Secretary of State.
- Pay a $25 fee.
- Purchase a $5,000 surety bond.
- Get your notary seal or stamp.
- Follow the Mississippi Notary Acts.
Why would someone file a claim on this bond?
Someone may file a claim against your notary bond if you violate the law by engaging in fraudulent activities or fail to notarize documents properly.
Do I need E&O insurance if my state requires a bond?
Errors and omission insurance is different from surety bonds. Insurance protects you while a notary bond protects your clients. Your insurance could even protect you from bond claims, covering the costs of paying them out if (it comes to that). Since E&O insurance and notary bonds go hand in hand, many sureties offer both. When you purchase your notary bond from ZipBonds, you can add E&O insurance for no additional cost.
How to Purchase Your Notary Bond in Mississippi
ZipBonds offers the fastest and most secure option for getting the surety bonds you need. Our all-digital platform is intuitive and straightforward. Apply online or call us at (888) 435-4191 to speak with an agent directly. Many of our bonds are approved and processed instantly upon application.
About ZipBonds.com
Founders Ryan Swalve and Zach Mefferd formed the vision for ZipBonds.com when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”
Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.