Notary Bond Kentucky

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Notary seal from Kentucky notary public

What is a notary bond in Kentucky?

In Kentucky, obtaining a notary bond is a mandatory step in becoming a notary public. This bond is a safeguard that ensures the notary adheres to legal standards and refrains from fraudulent or unlawful practices. Its primary purpose is to provide financial protection to the public by covering potential losses caused by notarial errors or breaches of the surety agreement.

By purchasing a notary bond, you and your surety company guarantee the Kentucky Secretary of State that you’ll pay any losses incurred by the public. If you break the law, you could face claims of up to $1,000 during your commission term.

Get Your Notary Bond in Kentucky:

How much does a notary bond in Kentucky cost?

The cost of a Kentucky notary bond can vary depending on several factors, including the applicant’s credit history and the surety company issuing the bond. The bond amount required is typically $1,000.

ZipBonds can issue these bonds immediately for $100. Apply online or by phone with us to get bonded in minutes!

Kentucky Notary Bond Requirements

Individuals who wish to become notaries in Kentucky must obtain a $1,000 notary bond. This bond protects the public from errors or misconduct during the notarization process and provides a financial safeguard if a notary violates the law. The bond must remain active throughout a notary’s four-year commission term.

How do I file my notary bond?

To get your notary bond, find a reputable surety company authorized to issue bonds in the state (like ZipBonds). You must provide basic personal information, like your name, address, and other details about your notary public commission. Once approved, the surety provider will issue your bond.

Once you have your bond, you must file it at the county clerk’s office within 30 days of application approval.

How do I become a notary public in Kentucky?

To become a notary public in Kentucky, you must meet the following requirements:

  • Complete a notary public application.
  • Submit your application to the Secretary of State with a $10 fee.
  • Obtain a $1,000 notary bond after your application has been approved.
  • File your notary bond and take an Oath of Office at the county clerk’s office within 30 days of application approval.
  • Buy notary supplies.

You can read the Notary Public Handbook for more details about your application, the law in Kentucky for notaries, and answers to common questions.

Why would someone file a claim on this bond?

A claim may be filed on your bond if you violate the law by engaging in fraudulent activities or failing to notarize documents properly. The bond helps cover those harmed by a notary public’s actions.

Do I need E&O insurance if my state requires a bond?

Errors and omission insurance is different from surety bonds. Insurance protects you, while a notary bond protects your clients. Your insurance could even protect you from bond claims, covering the costs of paying them out (if it comes to that). Since E&O insurance and notary bonds go hand in hand, some sureties offer both. When you purchase your notary bond from ZipBonds, you can add E&O insurance for no additional cost.

How to Purchase Your Notary Bond in Kentucky

ZipBonds offers the fastest and most secure option for getting the surety bonds you need. Our all-digital platform is intuitive and straightforward. Apply online or call us at (888) 435-4191 to speak with an agent directly. Many of our bonds are approved and processed instantly upon application.

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About ZipBonds.com

Founders Ryan Swalve and Zach Mefferd formed the vision for ZipBonds.com when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.