Planning a fireworks show in Kentucky? One key step is securing a fireworks bond, a financial guarantee that helps keep your event safe and compliant with local laws. Here’s a quick look at what a fireworks bond is and why it matters.
How much does a Kentucky fireworks display bond cost?
In Kentucky, a fireworks display bond typically costs between $10,000 and $50,000 for a $1 million bond, depending on factors like your credit and event size. This bond (or proof of liability insurance) is required to obtain a permit and ensures financial protection against any damages that may occur during the display.
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What is a fireworks bond?
A fireworks permit bond is a surety bond that guarantees a fireworks display organizer will follow all safety rules and legal requirements. It protects the public and local authorities by ensuring the event is conducted responsibly and covers potential damages or accidents.
Who needs a fireworks display bond in Kentucky?
In Kentucky, any individual, organization, or entity planning a public fireworks display is required to provide either a surety bond or liability insurance as part of the permitting process. Specifically, KRS 227.720 mandates that:
“No permit shall be issued under KRS 227.710 unless the applicant shall give bond or evidence of liability insurance deemed adequate by the official to whom application for the permit is made, in a sum not less than one million dollars ($1,000,000).”
This requirement applies to all public displays, including those by municipalities, fair associations, amusement parks, and other organizations or groups of individuals. The local fire chief, fire marshal, or state fire marshal may require a higher amount if deemed necessary.
How to Apply for a Fireworks Display Permit in Kentucky
Here’s the general overview of how to apply for a fireworks display permit in Kentucky:
- Obtain a permit from the State Fire Marshal at least 15 days before your planned display.
- Coordinate with your local fire department to ensure compliance.
- Ensure a competent display operator conducts the display.
See the Kentucky League of Cities website for more information.
Apply for Your Fireworks Bond Today
ZipBonds can get you bonded in a flash! Apply online today or connect with one of our team members by calling 888-435-4191 or emailing us at support@zipbonds.com. We’re happy to answer any of your questions and walk you through the application process.
About ZipBonds.com
Founders Ryan Swalve and Zach Mefferd formed the vision for ZipBonds.com when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”
Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.