City of Waco Contractor Bonds

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Licensed and bonded contractor in Waco, TX

Who needs a contractor bond in Waco, Texas?

Contractors working in the city right-of-way must obtain a $5,000 cement contractor’s bond. The following contractors must also either post a surety bond or provide a certificate of insurance for $300,000:

  • Plumbing contractors
  • Electrical contractors
  • Mechanical contractors
  • Electrical sign contractors
  • Landscape irrigators

In many cases, contractors must also provide a right-of-way permit or construction permit.

Call ZipBonds at (888) 435-4191 to apply for your bond today! You can also check out our page on Texas contractor license bonds for state-specific information.

Get Your Waco Contractor Bond:

How do contractor bonds work?

A contractor license bond holds contractors accountable to local or state laws and regulations set by the obligee (in this case, the City of Waco). It also protects a contractor’s clients. If a contractor breaks the bond agreement, the injured party can file a claim against the surety bond. 

The surety company may pay to settle the claim upfront, but the contractor is ultimately responsible for covering the costs involved in a claim.

To get your contractor license bond, you’ll pay a premium (a percentage of the bond limit). ZipBonds often issues these bonds quickly for as little as $100 per year.

Frequently Asked Questions

A bond term is typically one year (two, in some cases). You must renew your bond to continue working on a project or in a specific area. The bond renewal date is set for the same day annually (often December 31). You can find your bond’s expiration date on your bond form. 

The bond limit, also called the penal sum, is the maximum amount the bondholder is obligated to pay a claimant. If damages exceed this amount, claimants may seek other forms of reimbursement. 

The bonded party should avoid claims at all costs by addressing client complaints immediately and respectfully and finishing work on time.

Apply for Your Contractor Bond in Waco, TX

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call (888) 435-4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.