Gallatin, TN – Contractor License Bond

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Licensed and bonded contractor in Gallatin TN

Who needs a contractor license bond in Gallatin, Tennessee?

All Gallatin contractors must obtain a state license (except for mechanical contractors performing work under $25,000) and post a city permit bond. The bond amounts are as follows:

  • General contractors: $50,000
  • All other contractors: $10,000
  • Blasting contractors: Exempt from carrying a city permit bond by the Blasting Ordinance

All contractors in Gallatin must also provide:

  • Registration as a Gallatin contractor 
  • General liability insurance
  • Worker’s compensation insurance (or an exemption from the State of Tennessee)

Complete contractor requirements are posted by the city. 

Call ZipBonds at (888) 435-4191 to apply for your bond today! You can also see our page on Tennessee Contractor License Bonds for state-specific information.

Get Your Gallatin Contractor Bond:

How do contractor bonds work?

A contractor bond guarantees that clients will receive quality work from hired contractors. By signing the bond, contractors agree to work by the standards and regulations of the obligee (City of Gallatin). Clients can file a claim for damages if a contractor’s work fails to meet any component of the agreement. If a claim is approved, the surety will pay it initially. However, contractors are ultimately responsible for paying back approved claims against them, up to the total bond amount. 

You’ll pay a premium, a percentage of the penal sum, to obtain your bond. ZipBonds can often get you bonded immediately, and premiums begin at just $100.

Frequently Asked Questions

Your initial bond will typically last for the calendar year you post it. You must then renew your bond each consecutive year for the duration of your project. Keep your bond updated to avoid fines and compliance issues in your location.

The bond amount is the highest dollar value a client can receive from a bonded contractor. However, if work-related damages exceed that amount, clients may seek other forms of compensation. As a contractor, you can typically avoid claims by performing your work with excellence and communicating well with clients.

Apply for Your Contractor Bond in Gallatin, TN

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.