What is a Pennsylvania contractor license bond?
Pennsylvania currently has no state-level licensure requirements for most construction contractors. Instead, many contractor licenses are required at the local level by the city or county. Check with your local municipality for complete licensing requirements.
Here are some of the licenses, certifications, and registrations required at the state level:
- Crane Operators (Licensure): Visit the Bureau of Professional and Occupational Affairs at the PA Department of State.
- Manufactured housing installers (Certification): See Pennsylvania’s Department of Community & Economic Development “Manufactured Housing” page.
- Asbestos and Lead Removal (Certification): Visit the Certification, Accreditation and Licensing Division at the Department of Labor and Industry for Asbestos Certification and Lead Certification.
- Home Improvement Contractors (Registration): The Home Improvement Consumer Protection Act (Senate Bill 100) requires most home improvement contractors to register with the Pennsylvania Attorney General’s Office.
Many crane operators and contractors may also need a contractor license bond to begin work. These bonds ensure that contractors follow all local, state, and federal regulations as they complete projects.
Learn more about how contractor license bonds work in our complete guide.
Get a Pennsylvania Contractor License Bond:
Pennsylvania Contractor License Bond Costs
The required bond amount will depend on your contractor license type and specific municipal requirements. Once you identify which bond you need, you’ll pay a premium to obtain it. Your bond premium is a percentage of the total bond amount.
Typically, your premium will range from 1%-5% of the bond amount if you have a good credit score, business finances, liquidity, and assets. The percentage may increase if you have poor credit or another financial indicator is lacking. The premium increase is due to the elevated risk involved in bonding. However, just because you have poor credit doesn’t mean you can’t get bonded at an affordable rate.
Get Your Contractor License Bond in Pennsylvania
ZipBonds is the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email firstname.lastname@example.org or call 888.435.4191 to speak with an agent directly.
Founders Ryan Swalve and Zach Mefferd formed the vision for ZipBonds.com when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”
Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.