Lincoln, Nebraska Contractor Bond

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Who needs a contractor license bond in Lincoln, Nebraska?

The Nebraska Contractor Registration Act holds that all contractors and subcontractors doing business in Nebraska must register with the Nebraska Department of Labor. The following contractors must also obtain a permit and post a $5,000 license and permit bond (or submit a $5,000 cashier’s check):

  • Excavation contractors
  • Sign contractors
  • Street use contractors 

Insurance requirements apply to all contractors listed above, as well as demolition, electrical, HVAC, plumbing, and fire contractors. These requirements include:

  • Listing the name of the business and policy number on the certificate
  • Adding the City of Lincoln as an additional insured
  • Obtaining minimum liability of $500,000 per occurrence
  • Having a certificate of insurance form 

Complete contractor requirements in Lincoln are listed on the city website. If you aren’t sure if this bond requirement applies to you, call us at (888) 435-4191. A ZipBonds agent will be glad to answer all your questions. You can also check out our page on contractor license bonds in Nebraska for state bonding information.

Get Your Lincoln Contractor License Bond:

How does a contractor license bond work?

A contractor license bond holds contractors accountable for fulfilling all client obligations. By signing the bond, contractors promise to follow the standards and regulations set by the obligee (City of Lincoln). 

If a contractor fails to follow any part of the agreement, clients can file a claim on the bond. Approved claims are paid out by the surety initially, but contractors are responsible for repaying all claim-related costs over a set period.

ZipBonds can offer premiums starting at just $100. Apply with us today!

Frequently Asked Questions

License and permit bonds in Lincoln must be one-year renewable bonds. The date of renewal will be listed on your bond form. Your bond, permit, and license must all stay current for your work to remain lawful.

Typically, contractors only need one contractor license bond to work in a city or county. However, there may be some cases where local and state bonds are both required. Read your municipality’s requirements thoroughly to ensure you follow all applicable laws. 

Apply for Your Contractor Bond in Lincoln, NE

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.