City of Horn Lake, MS – Contractor’s License Bond

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Who needs a contractor license bond in Horn Lake, Mississippi?

All contractors working in Horn Lake, Mississippi, must be licensed through the Planning and Development Department. In addition to completing an application, contractors must submit a $5,000 permit and surety bond made payable to the “City of Horn Lake.” Other requirements include:

  • Paying a $100 initial application fee or $50 yearly renewal fee
  • Providing a copy of your current State or Desoto County License
  • Providing a Certificate of General Liability 

Need help with the details? Give ZipBonds a call at (888) 435-4191, and one of our agents can walk you through the bonding process. You can also check out our page on contractor license bonds in Mississippi for state-specific information.

Get Your Horn Lake Contractor License Bond:

How does a contractor license bond work?

A contractor license bond guarantees that contractors fulfill all obligations outlined in the bond contract. The bond agreement mandates that contractors follow the standards and regulations of the obligee (the City of Horn Lake). Clients can submit a claim for damages if a contractor’s work is faulty or insufficient. 

The surety initially pays out an approved claim, but contractors are ultimately responsible for paying the claim back in full. 

You don’t have to pay the full bond to get your contractor license bond. Instead, you’ll pay a premium, which is a small percentage of the bond. ZipBonds offers many contractor bonds for just $100 and can issue them instantly – without pulling credit information.

Frequently Asked Questions

Only a single license bond is required of contractors in most cases. The requirements set forth by a municipality usually cover what you need to work in that city or county. However, you may also need a state bond in some situations. Read municipality requirements carefully to ensure you’re meeting all requirements.

Bonds generally have a one-year term. The renewal date is often set to a specific date each year (e.g., August 1). Remember to renew your bond by the date listed on the bond form and keep your license current to continue to operate in a state, city, or county legally.

Apply for Your Contractor Bond in Horn Lake, MS

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.