City of Florence, MS – Contractor License Bond

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Who needs a contractor license bond in Florence, Mississippi?

The City of Florence Community Development Department requires the following contractors to register with the city:

  • Commercial construction general contractors
  • Residential construction general contractors
  • Mechanical contractors
  • Electrical contractors
  • Plumbing subcontractors

Commercial and residential construction contractors must also: 

  • Obtain a $5,000 performance bond and submit it to the city zoning administrator
  • Provide proof of commercial liability insurance, with minimum limits of $500,000 general liability per occurrence and $1,000,000 general aggregate
  • Give proof of worker’s compensation insurance
  • Have a certificate of responsibility from the state, a license by another municipality with an examining board, or provide a letter that states the contractor has performed satisfactory work for ten years or more in another municipality

Contractors in Florence may also be subject to statewide Mississippi contractor license bond requirements

Need help with the details? Call ZipBonds at (888) 435-4191 and one of our agents will be happy to help you with your bonding needs.

Get Your Florence Contractor License Bond:

How does a contractor license bond work?

A contractor license bond ensures that contractors fulfill all obligations of their proposed work and follow the standards and regulations set by the obligee (City of Florence). Clients can submit a claim for damages if a contractor’s work is faulty or insufficient. The surety initially pays out approved claims, but contractors are ultimately responsible for paying the claim back, up to the full bond amount. 

Contractors don’t have to pay the entire bond amount to acquire their bond. Instead, they pay a premium – a small percentage of the penal sum. Premiums through ZipBonds start at $100, and contractor license bonds can often be issued instantly.

Frequently Asked Questions

Contractors typically only need one license bond. The requirements dictated by your municipality will likely cover everything you need to work in the area. However, both a local and state bond are necessary in some cases. Read municipality requirements carefully to ensure you’re following the law.

Bonds often have a one-year term. The renewal date is generally set to a specific date each year (e.g., August 1). You must renew your bond by the date listed on the bond form and keep your license current to remain in good standing. 

Apply for Your Contractor Bond in Florence, MS

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.