Massachusetts Contractor License Bond

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What is a contractor license bond in Massachusetts?

Massachusetts requires some contractors to obtain a bond as part of the licensing process. The type of bond and amount needed may vary depending on the work performed. The following contractors may need to secure a surety bond to work in cities like Springfield, Cambridge, and Medford:

  • Construction contractors
  • Reconstruction contractors
  • Alteration contractors
  • Remodeling contractors
  • Repair contractors 

Massachusetts contractor license bonds ensure contractors remain legally compliant, following all rules and regulations regarding building codes, taxes, etc. If a contractor breaks the law, the surety bond protects parties that suffer harm or experience devastating financial effects. Massachusetts contractor license bonds are contracts between three entities: 

  • The contracted company (the principal)
  • The city requiring the bond for the work taking place in their area (the obligee)
  • An organization taking on the responsibility for incidents that may occur (the surety)

Learn more about how contractor license bonds work in our complete guide.

Get a Massachusetts Contractor License Bond:

Massachusetts Contractor License Bond Requirements

Massachusetts requires out-of-state contractors and subcontractors to register with the Massachusetts Department of Revenue and secure a surety bond for projects valued at $20,000 or more. 

Several cities and counties across the state require license bonds for both in-state and out-of-state contractors. If you plan to operate your business in any of the following cities in Massachusetts, you may need a surety bond first. Check with your local governing organization or contact ZipBonds to know for sure.

The bond cost reflects the total price of the contract. Many contractors can get license bonds for as low as 1% of the total bond amount if they have good credit scores.

  • Attleboro
  • Cambridge 
  • Ludlow 
  • Methuen 
  • Pittsfield 
  • Sandwich
  • Shrewsbury 
  • Southwick 
  • Springfield 

Get Your Contractor License Bond in Massachusetts

ZipBonds is the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.