Maryland Home Improvement Contractor License Bond

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Who needs a home improvement contractor license bond in Maryland?

The Maryland Home Improvement Commission (MHIC) is responsible for providing a Home Improvement Contractor License to businesses and individuals in Maryland. Anyone seeking to perform home improvement contracting services in the state must obtain this license. The licensing process includes a $20,000 bond requirement (see form preview for details). 

Additional requirements are as follows: 

  • Take and pass the licensing exam given by PSI ($75 exam fee).
  • Apply for the MHIC License ($370 fee).
  • Provide your trade name and prove financial solvency.

You’ll find a complete requirement list on the contractor’s license application.

Unsure if this bond applies to you? Give us a call at (888) 435-4191 and we’ll be happy to help identify your bonding needs. You can also check out our page on contractor license bonds in Maryland for statewide contractor requirements.

Get Your Home Improvement Contractor License Bond:

How does a home improvement contractor license bond work?

A contractor license bond protects your clients from damages if you fail to complete work on time or to code. The bond guarantees that you, as the contractor, will meet all applicable regulations and codes of the obligee (the MHIC). If you break the bond agreement in any way, clients can file a claim to receive compensation for any losses incurred.

To obtain your home improvement contractor license bond in Maryland, you’ll pay a premium, a small percentage of the bond amount. ZipBonds often issues these bonds quickly at a typical annual premium of $100.

Frequently Asked Questions

You can avoid claims by operating professionally and communicating effectively with clients. Additionally, ensure you address any client complaints immediately and to the client’s satisfaction to prevent claims on your bond.

Yes, the premium will typically be higher.

Apply for Your Maryland Home Improvement Contractor License Bond

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.