Des Moines Contractor Bonds

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Who needs a contractor bond in Des Moines, Iowa?

The City of Des Moines requires a surety bond of at least $5,000 to be submitted as part of the contractor licensure process. Contact the Des Moines Development Services Department for details on your contractor type and bonding requirements. 

If you need help, call ZipBonds at (888) 435-4191. We’ll be happy to walk you through the entire bonding process. You can also check out our page on contractor license bonds in Iowa for statewide information.

Get Your Des Moines Contractor License Bond:

How does a contractor license bond work?

A contractor license bond protects clients from damages resulting from insufficient contracting work. The bond guarantees that contractors meet all applicable regulations and codes of the obligee (the City of Des Moines) throughout a project. If a contractor breaks their bond agreement, clients can file claims to receive compensation.

To obtain your contractor bond in Des Moines, you’ll pay a small percentage of the full bond amount. ZipBonds can issue many contractor bonds instantly for just $100. 

Frequently Asked Questions

The state of Iowa usually doesn’t have statewide requirements in addition to those set by local municipalities. If you meet the requirements in Des Moines, you’ll probably also meet state requirements. However, you may need multiple bonds in some instances. Call us at (888) 435-4191 to verify the requirements for your location. 

If you have poor credit, you may still be able to get the bond you need. You may have to pay a higher premium because of the increased risk. However, we don’t even pull credit information for contractor license bonds. The underwriting is simple and fast, and we often approve and issue these bonds instantly.

Apply for Your Contractor Bond in Des Moines, IA

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.