Decatur, IL Contractor License Bond

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Contractor in Decatur with a license bond

Who needs a contractor bond in Decatur, Illinois?

The City of Decatur Finance Department handles bonding requirements within city limits and requires a $5,000 street construction and excavation bond for all applicable contractors. This bond is in addition to the Illinois bond requirement, which states that all licensed plumbing and roofing contractors must obtain a contractor license bond. 

If you are unsure if the Decatur bond applies to you, contact the Finance Department:

  • 1 Gary K. Anderson Plaza
  • Decatur, IL 62523
  • Phone (for City Treasurer, Director of Finance): (217) 424-2702

You can also reach out to ZipBonds with any questions by calling (888) 435-4191. We’d be happy to walk you through the entire bonding process!

Get Your Decatur Contractor License Bond:

How does a contractor bond work?

Contractor license bonds protect clients from damages resulting from contractor work that fails to meet requirements. The bond guarantees that contractors follow all applicable regulations and codes of the obligee (the City of Decatur). If the contractor breaks any part of the bond agreement, clients may file a claim on the bond and receive compensation.

You will pay a premium, or a small percentage of the full bond amount, to obtain your needed contractor license bond. ZipBonds can issue license bonds quickly, at a typical premium of $100. 

Frequently Asked Questions

For many contractor license bonds, we don’t even pull credit. We can issue these types of bonds instantly for just $100.

You can often avoid claims against your bond by striving to work professionally and completing projects on time. Address any client complaints promptly, as these often lead to claims when ignored.

Apply for Your Contractor Bond in Decatur, IL

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.