City of Wilmington Contractor License Bond

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Construction contractor with a license bond in Wilmington

Who needs a contractor license bond in Wilmington?

The City of Wilmington Department of Licenses and Inspections requires certain contractors to obtain licenses and bonds to operate in the city. Plumbers and contractors who work on public streets, sidewalks, and curbs need $3,000 contractor license bonds.

Get Your Wilmington Contractor License Bond:

How does a Wilmington contractor license bond work?

This surety bond protects the obligee (the city of Wilmington) from any financial losses due to your failure (as the principal) to follow state and local laws. Losses may occur because of improper financial planning, damages, or unethical business practices. 

The surety will issue the bond, guaranteeing the contractor’s work performance. If a claim arises and is approved, the surety initially pays out damages to claimants up to the full bond amount. However, the principal is ultimately responsible for paying back the surety for any approved claims. 

It is best to avoid claims on your bond by fulfilling all bond agreement obligations. Claims can be costly in time and money and hurt your reputation.

How to Obtain Your Contractor License Bond

To obtain your contractor license bond, you will need to pay a premium – usually around 1%-10% of the full bond amount. For the $3,000 Wilmington contractor license bond, you may pay as little as $100. In determining your premium rate, the surety considers the following credentials:

  • Credit history 
  • Financial statements
  • Industry experience
  • Licensing history 

With excellent financial standing, expect to pay a lower premium. Poor credit often leads to higher premium rates due to the greater bonding risk. However, in many cases, those with poor credit can still get bonded. Check out our page on Delaware contractor license bonds for more information.

Apply for Your Contractor License Bond in Wilmington, Delaware

ZipBonds offers the fastest and most secure option for getting bonded. Our all-digital platform is intuitive and straightforward. Apply online, email or call 888.435.4191 to speak with an agent directly.



Founders Ryan Swalve and Zach Mefferd formed the vision for when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”

Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.