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Popular Surety Bonds in Iowa
Auto Dealer Surety Bond
To sell used vehicles in Iowa, you must post a bond as part of the state licensing process. The bond penalty varies depending on the specifics of your operation.
Certificate of Title Bond
If you purchase a car in Iowa without receiving a title or you lost it before transferring it to your name, you may need a bonded title. The bond term is three years.
Liquor License Bond
To obtain a license to sell or manufacture liquor (beer, wine, and other) in Iowa, you must post a $5,000 or $10,000 bond.
Public Adjuster Bond
To work as a public adjuster, you’ll need to purchase a $20,000 bond as part of the licensing process. The premium is $140 per year.
Iowa Contractor License Bonds
Iowa contractor license bonds ensure contractors act as legally compliant professionals, following all rules and regulations regarding building codes, taxes, and more.
Contract Bonds
Contractors in Iowa must obtain construction (contract) bonds for public works or government projects and many private-enterprise construction jobs.
Find Your Iowa Surety Bond
Don’t see the bond you need?
Give us a call at (888) 435-4191 or use our generic form to start your application online. We’ll reach out soon!
What is a surety bond in Iowa?
A surety bond is a three-party contract between an obligee, a principal, and a surety:
- Obligee: The party that requires the bond
- Principal: The party that purchases the bond and abides by its terms
- Surety: The company that issues the bond and backs it financially
How much does an Iowa surety bond cost?
The cost of a bond can vary based on a few different factors, including the type of bond, the amount required, and your credit score and finances. Your bond premium will be a small percentage of the total bond amount – typically 1-10%.
Generally, the stronger your credit score, the lower your rate will be. In some cases, however, we don’t even need to run your credit. Some bonds can be issued instantly at a flat rate.
How do I know which bond I need?
Various businesses, contractors, and other professionals will need surety bonds to operate legally in Iowa. Many professions that require state, county, or city licenses to work or practice will also require surety bonds.
Here are some examples:
- You may need construction bonds to work as a contractor.
- You may need a license or permit bond to operate a professional business.
- Or you may need a court bond to fulfill your duties as a fiduciary.
Call ZipBonds to get bonded today!
We’ll help you find the bond you need, complete the application, and be off and running. Call us at (888) 435-4191, or email support@zipbonds.com. We also have live chat on our website during regular business hours. Reach out any time!
About ZipBonds.com
Founders Ryan Swalve and Zach Mefferd formed the vision for ZipBonds.com when they realized how overly complicated it was to help clients place surety. The frustration of being unable to incorporate the technology they’d used in other insurance-focused projects left them thinking “there has to be a better way.”
Fast forward a couple of years, and that better way is the impetus of everything we do at ZipBonds. We constantly look for innovative ways to improve the bonding process for our clients and agents. Our team comprises individuals who understand all angles of surety – for companies, agencies, and individuals. Incorporating everyone’s point of view to improve the process while simultaneously integrating cutting-edge technology is what sets our business apart.